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Juvo uses everyday mobile transactions to bring the world's underbanked population into the formal financial system.

When consumers lack sufficient credit history, financial institutions typically have no choice but to turn them away. FiDaaS arms financial institutions with the insights they need to increase the addressable market for financial services, attracting new customers, while managing lending risk.

We build highly predictive Financial Identities through mobile network operator billing, usage, and airtime lending data. Lenders can apply those insights to target qualified leads, screen applicants, and optimize loan portfolio management.

Connecting to Juvo’s FiDaaS APIs unlocks access to millions of customers.